Every regulated business needs an AML framework built around how it actually works — not a template written for someone else's business.
Compliance360™ is FinComp's complete AML/CFT/CPF programme build — a full framework designed around your business's actual activities, client base and risk profile, not adapted from a generic or off-the-shelf template.
A demonstrable AML framework is part of what makes any regulated business bankable and trusted.
Every Financial Institution and DNFBP in the UAE needs to show a clean, documented compliance posture — to its own bank, to its regulator, and increasingly to clients and counterparties before they'll do business. A well-built AML programme is part of what makes a business bankable and credible in the first place, not just something to have on file.
It also protects the business directly: a framework built around your actual activities and risk profile means your team can answer a regulator's or a client's question with confidence, rather than working backwards from paperwork that was never really built for how you operate.
That's what it means to transform compliance into a strategic business advantage — whatever sector the business is in.
If your business is a Financial Institution or DNFBP under UAE AML law, a complete framework isn't optional — but it should be built around you.
Every regulated sector — real estate, precious metals, accounting and audit, legal services, company formation and beyond — carries the same core AML/CFT obligations, even though the risk indicators and client relationships look completely different from one to the next. Our methodology is built for the full range of businesses this applies to.
Newly regulated businesses
Just incorporated or newly licensed, building a compliance function from the ground up rather than retrofitting one later.
SMEs without a dedicated compliance function
Same AML/CFT obligations as larger institutions, without the in-house resource to manage them day to day.
DNFBPs across any sector
Real estate, precious metals, accounting and audit, legal services, company and trust service providers — different risk profiles, same underlying framework.
Businesses replacing an inherited or generic framework
A policy built for a different business, or bought off the shelf, rarely reflects how you actually operate.
Whatever your sector, it's your actual activities — not a template — that the risk assessment and procedures should be built around.
The complete AML package.
Every element a Financial Institution or DNFBP needs — built as one coordinated framework, not a stack of separate documents.
AML/CFT/CPF compliance policy
— the board-level policy statement and governance structure your programme sits under.
Detailed AML/CFT procedures
— the day-to-day operating procedures that put the policy into practice across your business.
Business/Enterprise-Wide Risk Assessment (EWRA)
— a firm-wide assessment of your ML/TF/PF exposure, aligned to the UAE's National Risk Assessment.
Client risk assessment methodology
— a repeatable way to risk-rate every client and engagement, not a one-off judgment call.
KYC/CDD and UBO requirements
— identity verification, beneficial ownership checks and ongoing monitoring cadences matched to risk.
EDD and PEP procedures
— enhanced due diligence triggers and politically exposed person handling, defined in advance rather than decided case by case.
Sanctions/TFS screening procedures
— continuous screening of clients, beneficial owners and counterparties against UAE and UN sanctions lists.
STR and escalation procedures
— a clear internal escalation path and goAML filing procedure for suspicious transaction reporting.
Ongoing monitoring requirements
— defined review cadences so client and transaction monitoring keeps pace with risk, not just at onboarding.
Record-keeping requirements
— retention standards and practical filing structure for CDD and transaction records.
Staff/management AML responsibilities and training
— defined roles from the compliance officer through to client-facing staff, with training to match.
Guidance for regulatory, audit or KYC requests
— a prepared, practical response process for when a regulator, auditor or client's bank asks questions.
Initial AML compliance walkthrough & training
— a live session with your team so the framework is understood and operating from day one, not left on a shelf.
Not a generic template. Not one built for a different business and relabelled.
Why it's built this way
Different regulated sectors carry very different risk indicators, client relationships and transaction types, even though the underlying AML/CFT obligations are the same. A framework written for one business and relabelled for another leaves gaps exactly where a regulator, auditor or client would look.
What that means in practice
The EWRA and client risk methodology are built from your actual activities and client base first — the policy and procedures follow from that, not the other way round.
A clearer rulebook, whichever sector you're in.
The UAE consolidated and sharpened its AML/CFT law in the past year — a chance to build against a current standard rather than catch up to one later.
A complete build, then ongoing support to keep it current.
Compliance360™ Build
A one-time project scoped to your business's actual activities and client base — policy, EWRA, procedures, methodology and training, delivered as one coordinated framework. Priced by custom proposal once scope is confirmed.
Specialist Advisory™ & Compliance Monitoring Programme™
Once the framework is live, our monthly retainer plans keep it operating — day-to-day advisory on client onboarding and STR questions, plus independent monthly file sampling and monitoring, from AED 1,500/month.
AML Framework Gap Review
Already have a policy in place — generic, inherited, or built for a different business? A focused review against your actual activities and risk profile, showing exactly where it holds up and where it doesn't, before you decide whether to rebuild or patch it.
We're a small business — does this apply to us?
AML/CFT obligations depend on your licence and activity type as a Financial Institution or DNFBP, not the size of your business — smaller businesses carry the same core obligations as larger ones, even without a dedicated compliance team.
We already have a generic AML template from a previous provider — why build a new one?
A template built for a different business, or a generic starting point, typically misses the risk indicators specific to how you actually operate. We build the risk assessment and procedures around your actual activities and client base from the start.
How long does it take to get the complete package in place?
Typically a few weeks from kickoff, scaled to size and complexity — and the initial walkthrough and training are included, so your team can start operating on it from day one.
Know a business that needs this? Send them here.
Tell us a little about the business — activities, client base, current documentation — and we'll give you a plain, practical read on where Compliance360™ would help most.
Request a consultation
Tell us a little about your business and we will respond within one working day.
Your information is treated as confidential and used only to respond to your enquiry.